Usual's Stablecoin: A Shift in DeFi and Crypto Investments

January 3, 2025
4 min
Innerly Team
Usual's stablecoin revolutionizes DeFi with Real-World Assets, decentralized governance, and high-growth crypto tokens, reshaping global crypto investments.

The DeFi landscape is shifting, and Usual is making some waves. With their focus on Real-World Assets (RWAs), they're not just bringing stability and liquidity to decentralized platforms but also giving us a transparent and community-driven alternative to the usual stablecoins. Let's break down how Usual is changing the game and what it means for the future of global crypto investments.

Usual's Approach to Stablecoins

Usual has quickly made a name for itself in the stablecoin arena, boasting over $1.4 billion in total value locked (TVL). They are now among the top five stablecoins around the globe. What sets Usual apart? They rely on RWAs, like US Treasury Bills, rather than fiat reserves held by banks. This means they can tokenize physical assets such as real estate and commodities, bringing them into the DeFi fold. The outcome is a stablecoin called USD0, which is open to anyone, verifiable on-chain, and fully backed by short-term bonds.

RWAs: Stability and Liquidity

Integrating RWAs into DeFi platforms has a few important consequences for stability and liquidity. By using assets from the real world, like real estate and bonds, Usual can lessen the cyclical nature of on-chain yields and the volatility often tied to crypto lending. RWAs typically offer stable returns that don't correlate with the cryptocurrency market. This attracts more conservative investors, and the added liquidity creates a more stable environment.

Tokenizing RWAs also makes previously illiquid assets available for trading, establishing a new secondary market. This addresses one of DeFi's persistent issues, making the ecosystem more stable against market swings. Usual's model effectively connects traditional finance and DeFi while redistributing value more fairly.

Usual's Governance Model

One of the standout features of Usual? Fully decentralized governance. Unlike many stablecoins that lean on centralized control and fractional reserves, Usual distributes governance tokens ($USUAL) to users, giving them significant say over the protocol's direction. This means users are at the helm and can participate in decision-making, enhancing transparency and community involvement.

In the Usual world, $USUAL holders don't just influence governance; they also benefit from the profits generated within the protocol. Usual pools the yield, which becomes part of the treasury. In return, users get governance tokens, sharing in the protocol’s success. This setup eliminates the risks tied to commercial bank reserves and fractional reserve banking, providing a more transparent and secure alternative.

The Rise of $USUAL

Since its inception, $USUAL's market cap has skyrocketed to over $620 million. Its price jumped by 15% after a hefty investment was revealed. A whopping 90% of $USUAL tokens are distributed to the community, and just 10% to insiders and investors. This keeps the protocol community-centric, encouraging growth and long-term value.

$USUAL tokens are issued based on the USD0 minted, linking token supply to protocol growth. The emission rate is designed to be deflationary, decreasing as new deposits come in, enhancing the token's scarcity and value over time. For anyone searching for new upcoming crypto projects or high-growth crypto tokens, $USUAL is certainly worth a look.

Usual's Future

As Usual grows, the team is eyeing expansion and increased product adoption. The big upcoming event? The launch of the $USUAL governance token, starting with the Usual Pills campaign. Users can earn points by taking part in protocol activities, determining their share of the $USUAL tokens during the airdrop.

Usual's unique stablecoin approach, focus on RWAs, and decentralized governance model make it a key player in the DeFi space. They’re providing a stable, transparent, and community-driven alternative to traditional stablecoins, enhancing the stability and liquidity of DeFi platforms while reshaping global crypto investments. For those on the hunt for a new coin to invest in, Usual is an intriguing option.

To sum it up, Usual's integration of RWAs, decentralized governance, and high-growth crypto tokens is shaking up the DeFi ecosystem. As they continue to innovate and grow, Usual could have a significant impact on emerging crypto projects and the broader market. For investors and enthusiasts, Usual might just be the new cryptocurrency to invest in.

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Innerly Team
Disclaimer

Quadratic Accelerator is a DeFi-native token accelerator that helps projects launch their token economies. These articles are intended for informational and educational purposes only and should not be construed as investment advice. Innerly is a news aggregation partner for the content presented here.